(StatePoint) Are you looking to maintain the lifestyle you were accustomed to during your working years? It’s possible, as long as you find simple ways to cut costs on the goods and services you care about most.
Whether you are thinking of retiring soon or left the workplace years ago, consider these strategies for spending less on technology and connectivity, as well as making smart shopping and financial decisions:
• Save on tech purchases: When it comes to cell phones and data plans, check out top deals for the 55+ set, especially those that embrace the principle that reliable, affordable connectivity has never been more important.
For example, by switching to T-Mobile, you can ensure you have the latest technology and the most affordable phone plan. As you may know from previous experience, trade-ins can be a great way to get incredible tech for a good price. And right now T-Mobile is offering a free iPhone 12 or iPhone 12 mini -- or up to $950 off the iPhone 12 Pro Max or iPhone 12 Pro -- with bill credits when you add a line, trade or turn in an eligible iPhone. All iPhone 12 models offer an advanced new camera system, reimagined new design, Super Retina XDR edge-to-edge display, the powerful A14 Bionic chip, and more.
Plus, T-Mobile offers three unlimited plans with discounts for those age 55 and up, all of which tap into T-Mobile’s 5G network, which covers 270 million people in more than 7,500 cities and towns across more than 1.4 million square miles, making it the largest 5G network nationwide. These plans offer extra perks too, including free merchandise, Netflix on Us, discounts on dining and more. Learn more at www.T-Mobile.com
• Track spending: Digital apps can help you track your expenditures and budget more carefully. Look for an app that links all your financial accounts in one place, including IRAs, 401(k)s and pension plans, and offers you short- and long-term planning and budgeting tools. To help secure your personal data, use a trusted app and never do your banking over public Wi-Fi.
• Shop savvy: From kitchen appliances to lawn equipment to the supplies you need for your favorite hobbies, you are likely making more of your purchases digitally these days. The good news is that this digital migration makes it easier to shop around and find the best deals on everything from essentials to goodies. The best apps not only instantaneously identify the lowest available price on what you are searching for, but also send you coupons to apply to future purchases.
In retirement, a few smart strategies can make your dollar go further so you can affordably stay comfortable and connected.
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